But this does not exclude you from the difficulties that may arise in your life, as a result of an accident or an illness. Have you ever wondered how you can make ends meet by protecting / supplementing your income while supporting your family financially? Accidents happen all the time and for all possible causes. What if it's something serious? If it causes permanent bodily harm? In addition, life insurance really makes sense when we are young, as the cost of insurance premiums is extremely low. The longer we wait, the more our age will increase, while at the same time our health will be burdened and all this will lead to an increase in the value of the contract. Start a life insurance now and do not postpone it anymore. Think that if you do not do it now, the moment you need it it will be too late to get it.

For private insurance services, the same applies as for all products in general. The more features and advantages they have, the higher their value. So the more needs you want to meet, the more the cost will increase. Do not try to form an opinion on how much private insurance costs by asking acquaintances and friends or by searching the internet. These ways are completely wrong and certainly do not meet your unique needs. It does not cost the same life insurance, or a health plan, for a 25-year-old or a 30-year-old as it does for a 40-year-old or 45-year-old. Know that the earlier you choose an insurance product in your life, the cheaper the insurance premium will be. Talking to an insurance consultant who knows his job well, you will find that with his help you can create a private insurance plan, health for example, according to your needs and financial capabilities that will provide exactly the coverage you need and that you can to serve it financially without any stress at all. In addition, there are various other conditions that shape the final cost, such as the existence of a group insurance program through your work. In this case choosing an extension with an individual plan the exemption could be up to where your group is covered, so the premium will be extremely lower than a program with zero exemption. No, private insurance is not expensive! If you consider all that it provides you, it is very accessible for everyone! Decent treatment, immediately when you need it, in private health structures of high quality and training. Access to modern treatments with the most advanced machines and drugs. Support in every unexpected event for you, your family, your property! Indicatively health insurance for an adult 37 years old, to cover all medical expenses in a double room of a private clinic, which also includes expenses for outpatient visits, emergency expenses and diagnostic examinations, the cost ranges from 400 € / year.

Group insurance is an important advantage for the employee that when provided by the company, it creates a sense of security and protection for the unexpected that can happen by providing high quality hospital coverage. However, if for some reason (change of job, pension, dismissal or cost cuts in the company in which you work, etc.) the group contract ceases to exist, keep in mind that it is not possible to change to individual, without being asked by The insurance company provides accurate information about your state of health in order to investigate and determine any health problems that have arisen in the meantime. The group contracts provided by companies to their employees offer some substandard insurance that usually does not exceed € 10 to € 15,000 per year for treatment. It therefore becomes clear that the limited coverage limits will never be able to cover a serious health incident, while unfortunately group contracts do not give the opportunity to each employee to add more coverage according to his needs and if he wishes. The best tactic is to extend the group contract if available, with an individual health insurance. The premium is very low for the individual private insurance contract, it works in combination and as an extension of the group insurance, while it covers in case of hospitalization amounts that can reach € 1,500,000.

Yes, it is true that insurance companies exclude some diseases from their coverage. For this reason, if you are a case with pre-existing health issues, a very detailed record of your history will definitely be required, so that depending on the condition, there can be a personalized approach and the best possible solution can be found. You should know that in the insurance market there are insurance products that may cover your pre-existing medical issues with or without expectations. Exceptions from insurance company to insurance company and from program to program vary. So a pre-existing illness should not discourage you from seeking and considering the prospect of private insurance, always making sure you get in touch with the most trusted insurance companies and insurance intermediaries where you will get honest answers and assurances.

The internet is great for researching and getting information about insurance companies, their history, course and rating from their clients. You can also find out about the programs offered by each company and compare prices. However, we would not suggest that you proceed with the purchase of security from the internet for your vehicle either! The speed and ease with which we shop and shop online can not replace the benefits of having personal contact with a professional, such as insuring my health, saving my children, or protecting my property. These are programs that reflect special needs, while they have many parameters and different options for each person individually. Analyzing your needs and discussing with an insurance broker is the best move for you who have decided to invest in insurance products. The insurance consultant will help you understand which company will give you the best price based on your state of health and will explain to you exactly what the terms of your contract mean. The insurance consultant knows in depth the insurance products he proposes, has a global view and will inform you correctly, preventing you from making wrong choices that may cost you!