COINS - INSURANCE SERVICES
Car Insurance
The safety of your car is something that constantly concerns you as it is necessary for all vehicles that have a license plate. Protecting not only those around you but also yourself.
According to law 4261/2014, the renewal of your car insurance coverage must be done immediately and before the expiration of your previous contract that is in force.
According to the Law, you are, in fact, obliged to take out insurance to cover your “civil liability” against third parties from an accident that may be caused by your car.
The purpose of compulsory car insurance is to ensure, as far as possible, the restoration of damages (bodily injuries or material damage) that may be caused to third parties in the event of a car accident due to negligence of the driver of the car. You should be aware, however, that there are other insurances (optional insurances), other than the statutory motor third party liability insurance, which aim to cover your insurance as fully as possible, as well as to repair the damage of your own. your car, even if you are responsible for the accident.
Security!
We undertake to do the research on your behalf since we cooperate with all Greek insurance companies and we can provide you with advice based on our many years of experience regarding the coverage you will choose and we guarantee that you will have the best value for money.
There are usually three package options for insuring your car with some variations depending on the package of the insurance company you choose.
1. Basic package
- Compulsory by law civil liability against third parties
Personal Injuries for each victim € 1,300,000.00
Material Damages for each accident € 1,300,000.00
It usually includes extras without this being a commitment
- Civil liability from fire transmission
- Material damage from an uninsured vehicle
- Accident care
- Towing
- Malus bonus protection
2. Fire-Theft-Natural Phenomena Package
Includes the same coverage as the Basic Package and in addition:
- Total & Partial Theft
- Fire
- Natural phenomena
3. Own losses
It concerns the repair by the insurance company of the material damages of the vehicle in case of accident, even if the driver is responsible for the accident.
A mixed insurance policy includes all the coverage that exists in the Fire-Theft-Natural Phenomena Package and in addition
- Own damages
The material damages that will be caused to the insured vehicle by impact, collision, overturning, diversion are covered, even in the event that an accident was caused through the fault of the driver of the insured vehicle.
- Malicious damage
The damages that will be caused to the insured vehicle as a result of malicious actions of third parties are covered.
Optional coverages can also be added to all packages
- Personal accident of a driver
- Legal protection
- Roadside assistance
- Crystal breakage
