COINS - INSURANCE SERVICES
Health Insurance
What a health plan covers
Why get private since I have public insurance?
The answer is simple: in difficult times, the service will be immediate and of better quality! With private health insurance you can meet your needs for diagnostic tests and / or treatment and receive quality services without complicated procedures.
With the current situation in public care, private insurance is now necessary for you and your family to feel safe. It is essentially the only service that has value for money, as it ensures that no matter what happens to you, you will be able to deal with it with dignity and without cost in the largest hospitals in the country or even abroad!
With the current situation in public care, private insurance is now necessary for you and your family to feel safe. It is essentially the only service that has value for money, as it ensures that no matter what happens to you, you will be able to deal with it with dignity and without cost in the largest hospitals in the country or even abroad!
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Hospital Insurance
1. What It Includes
An insurance policy for hospital care, after illness and accident, includes a series of basic benefits, as an example we mention:
- Hospitalization in a Private Hospital in Greece
- Hospitalization in a Public Hospital in Greece
- Hospitalization Abroad, Europe, USA, Canada etc.
- Expenses for Hospitalization in ICU and MATH
- Emergencies for illness and accident
- Expenses of Doctors, Surgeons, Anesthesiologists
- Costs of Diagnostic examinations
- Costs of Interventional Medical Operations / Examinations Gastroscopy
- Colonoscopy, Bronchoscopy, Cystoscopy etc.
- In-hospital medicines and medical supplies
- Second Medical Opinion
- Exclusive Nurse and Escort Costs
- Costs for, Radiation Therapy, Dialysis, Other Treatments
- Expenses before and after Surgery and Hospitalization
- Transplant costs
- Daily Nursing Allowance
- Surgical allowance
- Insurance Institution Use Allowance
- Preventive Health Check Check up
- Emergency transport costs, Ambulance, Air transport
In addition to these basic benefits, there are some benefits, either within the basic program, or with an additional option, such as the following briefly and indicatively:
- Expenses for hospitalization and medical care at home
- Expenses for a psychologist or psychiatrist
- Costs for a plastic surgeon
- Expenses for recovery and rehabilitation (cases of strokes, musculoskeletal problems, movement, etc.)
- Childbirth allowance
- Exemption from payment of the contract, if the insured after illness or accident, becomes Permanently Fully Unable to work or dies and has insured minor children
- Compensation for Serious Illness, Permanent Total-Partial Disability
- Loss of Income from work
- Compensation for beneficiaries or family for loss of life
2. Can I be insured no matter how old I am?
3. How much will it cost me?
The cost depends on the age, the amount of the exemption or co-insurance if available, the place of hospitalization and the coverage capital. If diseases occur, the cost of insurance does not change (in rare cases there is a reinsurance premium), but special conditions arise with expectations or exceptions to cover the pre-existing disease if the risk is accepted. Other factors are the insurance company, the benefits (whether the coverage will be full or percentage) as well as the way of assessing the risk of each company.
Remember, the sooner the health insurance, the better, because as you get older, diseases start to appear that can cause your premiums to increase or even your insurance application to be rejected.
4. Can the insurance cover my children as well?
In most insurance companies, in case of insurance of your family (spouse and children under 18) with the same insurance policy, you will have quite large discounts that depend on the number of insured members.
Remember, the sooner the health insurance, the better, because as you get older, diseases start to appear that can cause your premiums to increase or even your insurance application to be rejected.
Suggested Programs
Hospital Prime Health Insurance Program
With Medical Prime you get a complete health insurance, at a very competitive cost, in one of the leading hospitals in the country.
Health Insurance Programs – Eurolife
Good health begins with the certainty of feeling safe.
The unpredictable of life can be tackled by taking measures that protect what is important.
MINETTA Top Plus
The new hospital program MINETTA Top Plus comes to provide a solution to the current needs for substantial coverage of our health at a very affordable cost. At the same time, it enriches the range of MINETTA Life products, making it one of the most complete on the market.
