Our home is the place where we spend much of our lives, and many beautiful moments. But it is also a separate asset. Understanding how important it is for you, we offer you specially designed insurance programs, which respond to a multitude of risks, for the insurance of the main & holiday home, your mortgage and common areas. It is also possible to insure without exemptions, with the exception of earthquake coverage.
Because we want to always be by your side, offering you essential solutions.
BASIC COVERAGE
- FIRE
- LIGHTNING STRIKE
- TOBACCO DAMAGE
- EXPLOSION
- SHORT CIRCUIT max. € 3000
- AIRCRAFT FALL
- VEHICLE IMPACT
- TERRORIST ACTIONS
- CIVIL UNREST
- MALICIOUS ACTIONS
- BREAKING GLASSES-MIRRORS-SANITARY WARE max. € 3000
- LOSS LIMITATION COSTS
- INSURANCE IN VALUE OF NEW
- RATIO OF SHARES – SHARES
- INSURANCE PROTECTION
- REMUNERATION OF ARCHITECTURAL ENGINEERS
- REMOVAL COLLECTION (*) 5% of capital
- PERSONAL ACCIDENT € 5,000
- RENTAL LOSS (**) 10% max. € 15,000
- EXCEPTIONAL HOUSING LOAN INSURANCE
- TRANSPORTATION COSTS max. € 1000
- INSURANCE OF CONTENT IN THE TEMPORARY HOUSING AREA
- DOUBLED LIMIT COVERAGE OF SPECIAL VALUES
OPTIONAL COVERAGE
- STORM-STORM-FLOOD-SNOW-HAIL
- PIPELINE BREAKING
- WATER PUMPING COSTS (*) 2.5% max. € 1,000
- LIABILITY FROM COVERED RISK 20% max. € 30,000
- LIMITED LIABILITY TO THIRD PARTIES (PERSONAL) (*) 20% max. € 30,000
- THEFT / ROBBERY OF THE CONTENT / DAMAGE TO THE CONTENT / DAMAGE OF THE THIEF IN THE BUILDING 5% max. € 5,000
- JEWELRY INSURANCE INSURANCE € 3,500
- THIEF DAMAGES € 1,500 (when only the building is insured)
- EARTHQUAKE – VOLCANO EXPLOSION
- LAND CONSTRUCTION EXPENSES – TREE PLANTING – GARDEN PLANTS 10% of the safe capital of the building max. € 10,000
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EXEMPTIONS
- EARTHQUAKE – VOLCANO EXPLOSION
2% or 3% of equity - LIGHTNING DAMAGES (INDIRECT)
5% of the damage min. € 150 - SHORT CIRCUIT
€ 150 for each damage - THEFT / ROBBERY OF CONTENT
10% of the amount of damage with a minimum of € 500 - LOSSES THIEVED TO THE BUILDING ***
€ 150 for each damage - STORM / STORM / FLOOD / SNOW / HAIL
10% of the damage min. € 500 - PIPELINE BREAKING
10% of the damage min. € 500 - BREAKING GLASSES / MIRRORS / SANITARY WARE
€ 150 in each damage(1) Provided that at least the proposed value has been secured.
(*) on the total insurance. amount.
(**) on the insurance. of Building / 12 X duration of insurance.
(***) on the insurance. Content amount.
