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Children’s education, life in retirement, a big market or just a better future. Whatever the goal, what you will definitely need is an investment strategy.
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Life Insurance
What savings plans offer
What they offer
- Possibility to choose an investment strategy
You choose the combination of mutual funds that you want to make up your insurance investment program based on your own risk profile. - Possibility to adjust the amount of premium paid
You have the option to increase or decrease the amount paid if your financial data changes (applies to regular payment plans). - Possibility of extraordinary payments
If you wish and have the possibility, you can increase your invested capital through extraordinary payments (applies to regular payment programs). - Redemption Possibility
If you wish, you can redeem your contract before the end of the program, according to the terms of the program. - Protection of your family
In case of loss of life of the insured during the insurance, the insured capital is paid to some of the beneficiaries of the insurance policy and the redemption value of the investment part of the insurance policy.
What they do not offer
- Capital guarantee
Investments in mutual funds have no guaranteed return and past returns do not guarantee future returns. The value of your investment account is therefore linked to the current share price of the selected sub-funds. - Immediate redemption of the investment account
Depending on the program you choose, there are restrictions on the time horizon that you can proceed with the redemption of the investment account and in the first years, this may be reduced and does not correspond to 100% of the value of the investment account. - Possibility of “individual” investment options
Your investment will follow one of the pre-planned Investment Strategies (programs) in which predefined sub-funds participate with a predetermined participation rate, depending on your investment profile and the duration of the investment you desire. - Possibility to combine with additional health coverage
If you wish to cover any health need, then you will need to obtain another insurance policy.
Additional Optional Covers
In addition to basic life insurance (compulsory) My Investment Plan allows you to optionally add the following coverages:
