Home Insurance Programs
We ensure your peace, so you can enjoy your every moment
Home is where there is security
Completely protect the space you live in so that you can be left in its warmth
- Replacement of assets
Replace damaged items with new ones or cover the cost of repairing them, in case of damage. - Immediate intervention service 24/7
Immediate intervention with specialized professionals to limit the damage in case of emergency. - Workshop Network
Through the network of workshops that we work with, we undertake the repair of damages or other works that you want to perform with a 6-month warranty of execution of works.
What home insurance plans cover
What we cover
Depending on the program and the optional coverages that have been selected, we cover:
- Material damage
We cover material damage caused by events such as fire, flood, earthquake, malicious actions, falling trees, short circuit, etc., as well as damage from broken pipes, water leaks, as well as damage to glass, mirrors, windows, sanitary ware, etc. - Costs and fees arising from damages
We cover the costs of pumping water in the event of flooding, debris collection, public authorities, architects ‘and engineers’ fees, temporary housing rent or loss of rent if the building is rented. - Theft & related damage
We cover the contents of your home from theft or robbery, as well as damage that occurred during the burglary. - Outdoors
We offer you the opportunity to extend the insurance to outdoor areas of the house, to its outdoor facilities and objects in the countryside. - Civil liability
We cover your family civil liability, as well as your liability for fire, explosion or water leakage in your home. - Legal protection
We cover the lawyer’s fees and court costs for your defense in criminal courts, for cases related to your residence, as defined in the terms of your insurance policy.
What we do not cover
There are incidents and conditions that can not be covered such as:
- Pre-existing damage & age
We do not cover past damage, age, or any maintenance costs of the insured items. - Damage from pipeline wear
We do not cover damage caused by leakage of water from pipelines, rupture of pipelines, etc., if they are due to gradual deterioration, wear or aging of pipelines, facilities and water tanks, which are over thirty-five years old. - Theft without traces of infringement
We do not cover the theft of your home contents if a lost or stolen key was used, if a key was used or if a PSP key was used. - Damage to a building outside the seismic regulation
We can not cover damage from an earthquake, if the study and construction of the building has not been done in accordance with the seismic regulation in force in the year of construction. - Liability
We do not cover bodily harm or material damage caused to the spouse or relatives up to B ‘degree of kinship.
